Your Financial Consultant

Loan Syndication Services

PROPERTY LOAN

HOUSING LOAN:-

NIHIL ULTRA has been providing Home Loan Consultancy to its clients. We understand the value of a house and make sure that you do not miss your dream house due to lack of finances. For this purpose we act as a Home Loan Consultant and guide you throughout the process of loan taking. Our close association with the banks helps in procuring the loans in the most profitable terms. We help in securing loans for:

  • Purchase of Ready to move Property with the following terms and conditions:
    • Loan up to 100% of registry Value
    • Repayment Tenure- Up to 20 Years
    • Loan Amount – No limit
    • Loan Available with lowest rate of interest
  • Purchase of Construction linked Property with the following terms and conditions:
    • Loan up to 80% of Property Value
    • Repayment Tenure- Up to 15-20 Years
    • Loan Amount – No limit
    • Loan Available with lowest rate of interest
  • Purchase of Residential/comm./industrial Plot with the following terms and conditions:
    • Loan up to 70% of registry Value
    • Loan Amount – No limit
    • Repayment Tenure Up to 15 Years

 

 

LOAN AGAINST PROPERTY:-

We help our valued clients to secure Loan Against Property on the most easy terms and conditions. Loan against Property can be secured on existing residential, commercial or industrial property though us. Through our expertise in the property market and know-how of the current market rates we help our clients get the best value for their property. Some distinct feature of our Loan against Property service is:

  • Loan up to 60% to 70%  of Property Value
  • Loan against Residential / Commercial / Industrial Property
  • Repayment Tenure Up –to 10 to 15 Years
  • Loan Amount – No limit
  • Also provide DROP LINE OD

 

 

 

BUSINESS LOAN

 

PROJECT FINANCE:-

 

Project finance is an innovative financing technique. It is commonly used to fund large scale projects. It is fast catching up as a preferred option for conventional financing. More and more businesses are opting for project finance. We offer a wide range of project finance services to assist our clients.

We care about the long term financial needs of our clients. We care about their productivity and business growth. We want to maximizes their leverage and ensure better tax treatment. Now you can focus on your core business while leaving your financial worries to us. Why waste time worrying about arrangement of finances when professional help is just a phone call away? Here is a brief description of our industries in which we dealing.

Industries we deal in :

  • Polymers Industry
  • Steel Industry
  • Agro Based Industries
  • IT Industry
  • Telecom Industry
  • Cement Industry
  • Petrochemical Industry
  • Pharmaceutical Industry
  • Sugar Industry
  • Plastics industries

 

CASH CREDIT/OVERDRAFT SERVICES: –

It is also known as working capital limit. This is generally advanced as stock funding against a company’s stock and debtors’ security, and is available on an interest only basis with the option to capitalize interest if required.

Benefits

  • Separates business borrowing from personal borrowing.
    • You can protect your home and other personal assets whilst still accommodating your business requirements.
  • Immediate access
    • Irrespective of how it is to be used we can give immediate access to cash by adding to or replacing existing cash flow funding facilities.
  • Flexible and competitive pricing
    • We believe that you should only pay for what you use; not for what you can use. And we do not charge a line fee, a commitment fee or an undrawn fee.

 

 

 

FOREX FINANCE

 

LC (STAND-BY):-

We provide the services for issuing Stand-By Letter of Credit which is used to assist while applying for a line of credit for your bank. We provide authentic SBLC’s that are backed by 100% cash. A Stand-By Letter of Credit acts as a collateral security option which is a secured form of lending. We are associated with issuers who use the topmost banks to provide the SBLCs. Our SBLCs are on a lease basis where you stand to be the beneficiary and we issue them for a time period of one year and one day which is extendable till five years. The SBLC gets transferred to your bank after it is issued. There are a few simple facts to be considered when applying for an SBLC and these are mentioned below.
Requirements:

Apply with a robust project in hand

On the basis of collateral support of an issued SBLC, a bank should be funding your project

Have substantial funding to pay for leased SBLC

Have proper options for repayment of loan and return of SBLC after the term ends
Why our SBLCs:

Fully assignable

Easy transfer

Associations with top banks

Good for all types of trade programs

Easy renewal option
Ideal for :

Building and Up gradation of Resorts

Development and Construction projects

Trade Programs

Company growth

BUYER’S CREDIT:-

Buyer’s credit is also referred to as financial credit. In this kind of a financial arrangement, a financial institution or bank extends a loan to foreign buyers. The loan is also extended to a bank in the importing country in order to bear the expenses for purchase of goods from the exporting country. It is beneficial to local importers since they can access cheaper foreign funds

 

FOREIGN CURRENCY TERM LOAN:-

 

For those indulged in the business at international level, our Foreign Currency Term Loans services are of profound importance. We help in getting Foreign Currency Bank Loan with such an ease with the team of our experts that our customers have always returned back to us with increasing demands in the expectation of getting them fulfilled. And you know what we never retracted! Such is our commitment to help you at every step of your business venture. And thus we are regarded as number one organization in the field of Foreign Currency Loan Services in India.
Our Foreign Currency Term Loans Service includes the following:

  • Unsecured Corporate Loans (For “AAA” rating corporate.)
  • Loan Syndication for Bigger Projects/Expansion Plan etc.
  • Working Capital, Term Loans from Banks
  • Takeover by Banks at lower rate of interest with enhance facilities.
  • Packing Credit Limit, Letter of Credit limit for Importer & Exporter
  • Foreign Direct Investment (FDI)
  • Foreign Private Equity and Venture Capital.
  • Merger & Acquisition

Availed by:

  • Industrial units
  • Companies dealing in securities
  • Corporate giants
  • Small and medium business enterprises

 

 

ECB BORROWING:-

 We can help you with External Commercial Borrowing funding. We can organize debt fund in Foreign Currencies / Indian Rupees. We can arrange debt fund at astonishingly competitive rates. We adhere to the guidelines of the ECB. You can depend on us for arrangement of funds and clearance through RBI. We care about financial expansion. ECB includes bank loans, buyer’s credit, supplier’s credit, fixed rate bonds, floating rate bonds, etc.

 

BANK GURANTEE SERVICES:-

 

A Bank Guarantee consists of a Bank/Financial institution offering to repay a debtor’s liabilities in case the debtor fails to do so. We provide Bank Guarantee services for companies operating in various industries. We provide Bank Guarantee Services in a timely manner, while saving the clients from complicated paperwork. A Bank Guarantee can be issued by us for a period of one year and one day (minimum being 6 months) and can be extended till the time period of five years. Our Bank Guarantees are completely lienable, assignable and authenticated.
Why our Bank Guarantee Services?

  • Associations with top financial institutions
  • Highly experienced team
  • Speedy service
  • Efficient

Prerequisites:

  • A good project
  • Funding by a bank
  • Suitable repayment options by the debtor

Dealing with:

  Automobile Industry

  Construction

  Aviation Industry

  Aluminium Industry

  Banking Industry

  Cement Industry

  Petrochemical Industry

  Polymers Industry

  Steel Industry

  Software Industry

  Sugar Industry

  Telecom Industry

 

BILL DISCOUNTING SERVICES:-
Bill discount is a financial service, where the Bank purchases promissory notes or drawn bills, from the domestic trade transactions, confirmed in particular with an invoice – with right of recourse to you – and credits you with the amount of the bill of exchange less discount interest and additional costs related to the bill, accrued in advance from the discount date to the bill payment term.